SHERAL L. PRATT

**** *** ******** **., #***, Antioch, TN 37013 901-***-**** ab065x@r.postjobfree.com

Career Overview

Seeking a position in financial services industry that utilizes my experience in operating within highly-competitive environments which creates strategies that meet client needs to reach organizational goals.

Education

Nashville School of Law, Nashville, TN

August, 2012-Present

The University of Mississippi, University, MS

Bachelor of Business Administration 1991

Experience

First Citizens Bank Nashville, TN

Sales and Services Representative 10/2012-04/2013

Developed, produced, and enhanced risk reports for business units

Assisted management regarding portfolio performance and new loan transaction quality

Analyzed financial information obtained from clients to determine strategies for meeting clients' financial needs

First Tennessee Bank, Memphis, TN

Financial Services Representative 09/2008-08/2012

Implemented financial planning recommendations

Interpreted data on price, yield, stability, and other factors affecting investment programs

Investigated red flags for fraud, money laundering, false account statements, and terrorist financing. Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, and Community Reinvestment Act.

Trustmark Wealth Management, Germantown, TN

Registered Sales Assistant 04/2001-11/2007

Implemented financial planning recommendations

Interviewed prospective clients to learn about their financial needs and discuss any existing coverage

Increased production by 50 percent during first quarter of employment

Processed applications, payments, and cancellations

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