Mortgage Loan Originator

Job Description

SUMMARY:

In the highly visible role, you will build mortgage pipeline by proactively developing business contacts through outside calling efforts that include but are not limited to realtors, CPA, & lawyers in order to achieve qualified mortgage customers; Take applications; collect and analyze applicant information; manage customers through the entire loan process; attend closings.

A typical day might include the following:

Meet mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.

Attract new mortgage loan applications by developing relationships within the community, specifically with the real estate community, making sales calls to prospective customers.

Have thorough understanding of underwriting criteria and guidelines of Heartland’s numerous products offered.

Ensure a continual volume of loan clients, applications, and closing for purchase or refinance.

Keep an error-free client file and make sure all borrower specific information, financing disclosure statements and closing are well filed and stored according to the standards of the state law.

Collaborate with bank branch staff in cross-selling bank products and services after identifying financial needs.

Visit real estate offices; make cold calls and attend industry events. Maintain relationship with secondary market loan originators to ensure competitive program.